U.S. BANKING INTELLIGENCE
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Southern Michigan Bank & Trust
Research Southern Michigan Bank & Trust (FDIC certificate 5019), Coldwater, MI. Explore bank financial ratios, Call Reports, UBPR, loan portfolios and capital with source definitions.
Southern Michigan Bank & Trust · FDIC certificate 5019 · Coldwater, MI. These facts describe the insured bank entity, not its holding company.
Latest retained FDIC financial snapshot · Q2 2026
| Total assets | 1,682 |
|---|---|
| Total deposits | 1,404 |
| Net loans & leases | 1,263 |
Source: FDIC · Q2 2026. As-reported balances; no merger adjustment in this snapshot. A shared historical view may select a different quarter. Verify institution details in FDIC BankFind.
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